Investment for the Golden Generation 2045

Young people who want instant success are a big danger in the strategy to achieve the Golden Generation 2045.

KOMPAS/AMBROSIUS HARTO MANUMOYOSO

Acting Head of the Curriculum and Learning Center of the Ministry of Education, Culture, Research, and Technology Yogi Anggraena explained the financial literacy application to the students of SD Negeri Kaliasin 1/280 Surabaya, East Java, on Tuesday (8/10/2024). The application was developed by the educational organization Q-Vici and pendidikan.id to enhance understanding and learning of finance from an early age.

Golden Generation 2045 refers to Indonesia's vision to reach the peak of national prosperity at the age of 100 years of independence. To achieve this, various dimensions become strategies, including improving the quality of human resources. It is undeniable that prosperous people are generally mentally, physically, spiritually, and financially healthy. Therefore, my last writing at the end of this year is to invite you to understand the importance of investing in order to achieve this noble vision, especially for the younger generation.

According to survey results from several literatures, the current young generation (aged 18 to 35 this year) has several characteristics, such as having consumptive behavior and being easily influenced by a high lifestyle. In addition, the young generation tends to be educated, but many are unemployed because they prefer part-time work or easily switch jobs due to feeling it does not align with their passion. Lastly, the young generation tends to be less skilled in managing finances due to having more expenses than income.