Joint Healthcare Provision to Patch Up BPJS Shortfall

The government must rearrange its regulations properly with an aim of preventing the tendency of insurance companies to implement adverse selection.

Some time ago, Health Minister Budi Gunadi Sadikin raised the idea of a special health insurance package for the wealthy provided by the Healthcare and Social Security Agency (BPJS Kesehatan). The idea duly drew pros and cons.

The suggested special BPJS health insurance for the wealthy is a package that, as expected, involves private insurers providing joint medical coverage. Kompas has published at least four opinion articles responding to the Health Minister's idea, which he put forward during a work meeting with the House of Representatives (DPR) at the end of 2022.